Introduction
Online banking continues to present challenges to your financial security and personal privacy. Millions of people have had their checking accounts compromised, mainly as a result of online banking. If you are going to use online banking to conduct financial transactions, you should make yourself aware of the risks and take precautions to minimize them. The following practices, which are discussed further in this paper, can help you avoid common security problems associated with online banking:

Social Security is an important source of retirement income for millions of Americans, but how much do you know about this program? Test your knowledge, and learn more about your retirement benefits, by answering the following questions.

Questions

1. Do you have to be retired to collect Social Security retirement benefits?

a. Yes

b. No

2. How much is the average monthly Social Security benefit for a retired worker?

a. $1,360

b. $1,493

c. $1,585

d. $1,723

3. For each year you wait past your full retirement age to collect Social Security, how much will your retirement benefit increase?

a. 5%

b. 6%

c. 7%

d. 8%

4. How far in advance should you apply for Social Security retirement benefits?

a. One month before you want your benefits to start.

b. Two months before you want your benefits to start.

Jamestown, NY – At the Audubon Community Nature Center’s Silk Scarf Workshop, you can learn an easy technique to create a beautiful nature-themed scarf.

On Friday, June 2, from 1:30 to 3:30 p.m., Elaine Caflisch and Mary Barker will co-teach this hands-on workshop and provide all the materials you need to make a wearable nature-themed art piece.

Not only will you go home with a silk scarf to wear or give as a gift, you will also know how to make your own creations. The technique will be demonstrated on silk scarves, but can be applied to other fabric items as well.

Elaine Caflisch has been painting for 45 years, mostly on porcelain, but also murals, furniture, and other items. Mary Barker is retired from a 33-year career in art and elementary education and most recently has been repurposing old china to make mosaics. Both these “friends in art” are officers in the Chautauqua County Society of Artists.